How Much Are Typical Monthly Swimming Pool Payments In Arizona?

Are you a homeowner and looking to build a pool but don’t have the cash to do it? Or maybe you’re house shopping and want to know if a pool is possible within your monthly budget. Look no further, California Pools & Landscape is here to help! The backyard and pool of your dreams is just within arm’s reach.

California Pools and Landscape has helped over 1,200 Valley families in the last year build and fund their backyard project by flipping the script. Instead of coming up with a total budget for your project, homeowners should be thinking “how much of a monthly pool payment can I afford?”. Thinking in terms of a monthly payment is easier to digest and evaluate what is feasible within your finances.

The average monthly pool payment in Arizona can range between $430 to $1,075 depending on the overall cost, scope of your project, and loan terms.

We are going to discuss 4 monthly payments within that range and show you exactly what you can get for that price. We also put together a chart at the bottom of this article that dives into the details between each project, the features added and upgrades available.

Things to keep in mind; a monthly payment is determined by the loan type, loan term, interest rate, and how much you’re borrowing. For this article, we are going to be focusing on the most common loan type; a second mortgage pool loan with a 15-year loan term and interest rate of 6.25%.

$430 A Month (For a ​​$50,000 Pool)

Are you looking for maximum value while maintaining a low monthly payment? This is the place to start! The following example represents a 85ft perimeter play pool in a yard that is 60ft wide by 30ft deep.

What type of pool could I get for $430 a month?

For a $430 monthly payment, you would be able to get a classic swimming pool with pebble interior built in your yard. It is everything you need to get in, cool off and be able to enjoy Arizona’s scorching summers. This is a self-cleaning play pool with a baja shelf, a deck area, and landscape gravel cover with a project cost of approximately $50,000.

Project Example A:

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$645 A Month (For a ​​$75,000 Pool)

Maybe you are exploring upgrading your yard to include paver decking, a water feature, and a vibrant planting palette. This $75,000 project example depicts a 85ft perimeter play pool with water feature in a yard that is 60ft wide by 30ft deep.

What type of pool could I get for $645 a month?

With a $645 monthly payment, your backyard project is elevated from the $50,000 yard above with upgraded materials, equipment, design features, and landscape options. Some of the eye catching add ons in this backyard are the concrete paver decking, the SeaGlass Pebble interior and the landscaping package. This complete backyard oasis is priced at just $75,000.

Project Example B:

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$860 A Month (For a $100,000 Pool)

With this increased monthly payment, the project scope continues to evolve with the added luxuries travertine decking, a heated spa, and stone fire pit, the perfect combination for ultimate relaxation! This $100,000 project example depicts a 85ft perimeter pool with 600sf of travertine decking in a yard that is 60ft wide by 30ft deep

What type of pool could I get for $860 a month?

With a $860 monthly payment, your backyard project is elevated from the $75,000 yard above with additional design features, upgraded equipment and luxurious design materials. This geometric design includes an at level spa, raised fire pit and water features. The travertine decking adds a luxurious touch and ties together the outdoor living environment. This stunning backyard project is priced at just $100,000.

Project Example C:

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$1,075 A Month (For a $125,000 Pool)

If an ultimate backyard is what you are searching for then look no further! With this monthly payment, you get the ultimate outdoor living space. With a raised pool water wall, elevated sit and spin spa, and lush landscaping your backyard will be sure to inspire! This $125,000 project example depicts a 85ft perimeter pool with 900sf of travertine decking in a yard that is 60ft wide by 30ft deep.

What type of pool could I get for $1,075 a month?

With a $1,075 monthly payment, your ultimate backyard is elevated from the $100,000 yard above with luxurious design materials, elegant design features, added equipment and eye-catching landscape elements.

Some of the stunning aesthetics in this ultimate backyard are the elevated Sit ‘n Spin spa, the premium water feature wall and big additions in the landscaping package. This ultimate backyard project is priced at $125,000.

Project Example D:

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What’s Included In These Pool Examples?

Project Example A: $50,000 BudgetProject Example B: going from $50,000 to a $75,000 BudgetProject Example C: going from $75,000 to a $100,000 BudgetProject Example D: going from $100,000 to a $125,000 Budget
$430 per month O.A.C. based on 15-year term loan at 6.25%$645 per month O.A.C. based on 15-year term loan at 6.25%$860 per month O.A.C. based on 15-year term loan at 6.25%$1075 per month O.A.C. based on 15-year term loan at 6.25%
60’ x 30’ example yard sizeEverything listed in the Project A ExampleEverything listed in the Project A & B ExamplesEverything listed in the Project A, B & C Examples
85’ Perimeter (28’x15’)Waveforce Circulation SystemUp to 600sf Travertine paver pool deck in lieu of Belgard paver deckUpgrade to an elevated Sit ‘n Spin Spa design
350sf Surface AreaVenturi Skimmer7’ x 7’ Attached Level Spa w/ 3.5’ depthStacked stone spa surround and travertine wall cap
3’ x 4’ x 5’ DepthsSeaGlass Pebble Interior in lieu of Cal PebbleFive therapy jets and blowerSpa spillway w/ tiled dam wall
Cal Pebble pool interiorUpgraded Plumbing PackageAutomated spa controlsAdditional 300sf of Travertine paver decking
Waterline tileUpgraded Variable Speed Pump w/ Larger 85sf DEP FilterColor LED Spa lightPremium water feature wall with two columns and three stainless steel scuppers in lieu of spill pots
Baja ShelfUp to 300sf Belgard concrete paver decking in lieu of acrylic deckSpa fountain wandStone facing or upgraded tile on water feature wall and columns
Color LED LightTravertine pool coping400 btu Gas Heater w/ gas line and gas permitTwo decorative planter pots w/ specialty plantings
Omni PL4W ControllerWater feature bubblers on Baja ShelfThree spill pots in lieu of bubblersAdditional and/ or larger sized plantings
Automatic Vacuum Cleaning System & Standard SkimmerAutomated water feature control15’ Firepit w/ fire ring, gas line, and lava rockSynthetic turf lawn
Variable Speed Pump & 48sf DE FilterMedium density landscaping with flowering shrubs, ground cover, accents, and shade treeStacked stone masonry finishesProject Example D: going from $100,000 to a $125,000 BudgetLawn curbing
Up to 300sf Acrylic topped concrete deck with cantilever edgeLandscape irrigation, valves, and timer
Standard Pool Permit
80” Bobcat Excavation
Standard Utility Runs
Landscape granite yard cover
Project Example A: $50,000 BudgetProject Example B: going from $50,000 to a $75,000 Budget
$430 per month O.A.C. based on 15-year term loan at 6.25%$645 per month O.A.C. based on 15-year term loan at 6.25%
60’ x 30’ example yard sizeEverything listed in the Project A Example
85’ Perimeter (28’x15’)Waveforce Circulation System
350sf Surface AreaVenturi Skimmer
3’ x 4’ x 5’ DepthsSeaGlass Pebble Interior in lieu of Cal Pebble
Cal Pebble pool interiorUpgraded Plumbing Package
Waterline tileUpgraded Variable Speed Pump w/ Larger 85sf DEP Filter
Baja ShelfUp to 300sf Belgard concrete paver decking in lieu of acrylic deck
Color LED LightTravertine pool coping
Omni PL4W ControllerWater feature bubblers on Baja Shelf
Automatic Vacuum Cleaning System & Standard SkimmerAutomated water feature control
Variable Speed Pump & 48sf DE FilterMedium density landscaping with flowering shrubs, ground cover, accents, and shade tree
Up to 300sf Acrylic topped concrete deck with cantilever edgeLandscape irrigation, valves, and timer
Standard Pool Permit
80” Bobcat Excavation
Standard Utility Runs
Landscape granite yard cover
Project Example C: going from $75,000 to a $100,000 BudgetProject Example D: going from $100,000 to a $125,000 Budget
$860 per month O.A.C. based on 15-year term loan at 6.25%$1075 per month O.A.C. based on 15-year term loan at 6.25%
Everything listed in the Project A & B ExamplesEverything listed in the Project A, B & C Examples
Up to 600sf Travertine paver pool deck in lieu of Belgard paver deckUpgrade to an elevated Sit ‘n Spin Spa design
7’ x 7’ Attached Level Spa w/ 3.5’ depthStacked stone spa surround and travertine wall cap
Five therapy jets and blowerSpa spillway w/ tiled dam wall
Automated spa controlsAdditional 300sf of Travertine paver decking
Color LED Spa lightPremium water feature wall with two columns and three stainless steel scuppers in lieu of spill pots
Spa fountain wandStone facing or upgraded tile on water feature wall and columns
400 btu Gas Heater w/ gas line and gas permitTwo decorative planter pots w/ specialty plantings
Three spill pots in lieu of bubblersAdditional and/ or larger sized plantings
15’ Firepit w/ fire ring, gas line, and lava rockSynthetic turf lawn
Stacked stone masonry finishesProject Example D: going from $100,000 to a $125,000 BudgetLawn curbing

What Monthly Pool Payment Is Right For You?

Hopefully, this article helped you think about your monthly budget and what type of pool you might be able to fit into yours. Establishing a budget for your pool and backyard project is an important step in the process. This ensures that you don’t fall in love with something that you can’t afford and know what will work in your outdoor living environment.

If you are planning on financing your pool project, there are three ways that our clients use most commonly. We also have a finance team ready to help you get funded for the backyard of your dreams, at a monthly payment that you can afford!

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