California Pools & Landscape is excited to offer our customers competitive and comprehensive pool and landscape finance programs to accommodate your backyard project.
We have 10 year secured pool loans available with rates as low as 7.5% as well as 15 year secured pool loans starting at 8.25%. Our specific lenders will loan up to 120% – 130% loan-to-value so little to no equity is required for these programs.
Typically, a maximum loan amount is $60,000. We also have a 8 year unsecured personal line of credit with a rate of 9.90%. This program is not tied to the home and offers an affordable alternative to a secured second mortgage loan.
For example, payments on a $25,000 loan can range approximately between $243 – $297 with secured pool loans or $378 for and unsecured loan. Most all pool loan programs require at least a 700 credit score as well as a 40-42% debt to income ratio that includes the pool payment.
The first step in the finance process is to fill out our quick secure online application located at http://ww2.calpool.com/financing/. Please feel free to call our finance manager, Nicole Shoppach, at 480-756-7085 if you would like to discuss our finance programs in more detail.
We are excited to help you finance your backyard dreams!